SIMplicity™ is breathtakingly simple in its design and usability. It can be deployed easily by business oriented end-users. Configuration and usage of SIMplicity™ does not require a technical background.

SIMplicity™ offers the following benefits to the various stakeholders within your organization:

Reduce time to market on new ATM channel products and services by providing developers immediate access to their personal ATMs from the convenience of their desktops.

Streamline your marketing operations by providing direct access to ATM screen content development to your marketing team

Introduce a more rigorous methodology and quality control through baseline documentation of your ATM transaction flows

Reduce the time and costs of resolving production problems with the ability to generate obscure failure conditions on demand without the risk of damaging physical equipment

Ensure the quality and success of your EMV migration and ongoing added chip card enhancements through automated testing based on comprehensive EMV functionality and cryptography

Avoid hardware resource conflicts by competing teams such as developers, QA, operations, marketing etc. and reduce capital expenditure costs associated with the use of physical ATMs or high value assets such as Bunch Note Acceptors and Cheque Processing Modules

Reduce application defects, time and cost by being able to perform automated regression testing using recorded ATM transactions

Increase your transaction handling reliability by being able to handle exception conditions that are not easy to simulate using a physical ATM

Easy documentation of test results for QA reviews and user sign-off

Visual ATM content development (states, screens, FITs, EMV CAM tables)

ATM User Experience (including sound and animation)

Skin-based look-and-feel to suit the different brands of ATM and can be designed to adapt to the bank's brand

Accepts both physical Magnetic-Stripe & EMV Chip cards (including magnetic stripe fallback processing)

Online display of screen number, state number, state type and response time

ATM Front Panel devices (Screen, card reader, receipt printer, envelope depository, numeric keypad, FDK function keys, touch screen emulation, Bunch Note Acceptor, Cheque Processing Module etc… )

ATM Back Panel devices (cash dispenser, journal printer, encryptor, communications)
Hardcopy print option for receipt and journal data

Use of physical keyboard in parallel with virtual keyboard to expedite ATM entry of numeric and alphabetic data such as bill payment references etc.

Drag and drop browse option for graphic and sound files during ATM screen development

Powerful transaction replay option to repeat once, x times or endless

Powerful amount increment option during transaction replay to expedite amount related tests such as dispense algorithm, daily limits etc.

Partial dispense capability with user defined settings for number of notes dispensed

Database stored EMV & magnetic-stripe cards

Real time display of Options and Timers and override function

Full cryptographic support (DES, 3DES, Single Length Key without XOR, Single Length Key with XOR, Double Length Key with XOR, Double Length Key Restricted, MAC, Remote key Loading, EMV ARQC/ARPC, Issuer scripting)

Advanced Triple DES functionality (EPP simulation, Remote Key Loading of DES keys using RSA, single or double length DES keys, single or triple DES encryption of PIN Blocks, Key Verification Value generation, EPP data load option from disk, step by step audit of key load operation, RSA sign/verify and encrypt/decrypt operations, NDC+ Extended Encryption Key Load Message, NDC+ Encryptor Initialisation Data Message, NDC+ Encryptor Hardware Status Message)

EMV Acquirer Support (AID Table, Currency Table, Transaction Data Object Table, Language Table)

EMV Simulation Support (physical card reader & physical cards, virtual EMV cards on virtual card reader, get card processing options, application selection, Generate AC, Generate TC, FIT search, ICC reinitialize, Dynamic Label Display)

Database stored error message data (M-Status, M-Data, T-Data, S-Data)
EMV Card Simulation (XML format card, create virtual card from real ICC card, define/override dynamic data, ATC increment, Visa & MasterCard cryptogram generation, card DEA and session keys, DEA Key generation for UMK, ARPC verification, script command processing including application block/unblock, PIN Change and WRITE RECORD, Issuer Script MAC verification, Tree view and editing of EMV tags, ICC fault conditions including Card Blocked, Application Block, Application Selection failure, Get Processing Options failure, Generate AC failure, External Authenticate failure, Low-level ICC command failures, user-definable return data including SW1 and SW2)

EMV Message Processing (Retrieval of BER-TLV Objects from ICC card or virtual ICC card, Issuer Script processing and override, saving and update of EMV Table download messages, Return of TC to Host, EMV Status Messages to Host)

Comprehensive reports

- Download Analysis Report
- Transaction Journal
- Transaction Receipts

Audit and tracing

- Communications Trace
- Terminal to Central messages
- Central to Terminal messages

State Flow

Screen Flow

Journal Reports

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